ORLANDO, FL — In 2025, scams are becoming more sophisticated, and one Florida man allegedly took fraud to a new level by targeting car dealerships and insurance providers across state lines.
Michael Hummel was recently arrested by Orlando police after years of investigations tied him to a web of fake businesses and fraudulent purchases. According to authorities, Hummel’s elaborate scheme resulted in nearly $400,000 in fraudulent transactions.
Over several years, Hummel allegedly created multiple fictitious businesses, using them to orchestrate bogus car purchases and insurance claims. He reportedly acquired at least 18 vehicles through false pretenses, stretching his scam across multiple states.
Local news outlet WFTV 9 obtained arrest records showing Hummel’s strategy: He made phony vehicle purchases at various dealerships and then involved insurance companies to further his gains. Law enforcement says these actions date back to May 2022.
Now, more than three years later, Hummel is facing serious charges, including:
Fraudulent Use of Personal Identifying Information
Scheme to Defraud
First-Degree Grand Theft
Authorities warn that similar scams are on the rise, with criminals using fake or stolen identities to make fraudulent purchases — or even creating entire fake dealerships to lure unsuspecting buyers.
Michael Hummel’s arrest underscores the importance of vigilance in financial transactions, particularly in high-ticket industries like auto sales and insurance.
Police continue to investigate the full scope of Hummel’s operations and are working to identify potential accomplices or victims in other states.
