Janetcilize Martinez Arrested for Organizing ATM “Tap-In” Fraud Scheme in Tampa
TAMPA, Fla. — Janetcilize Martinez, 24, was arrested after Hillsborough County deputies uncovered her role in a large-scale ATM “tap-in” fraud scheme coordinated via social media, authorities said.
The investigation began on May 8, 2025, following a tip that linked Martinez to the scheme, which involved using legitimate debit cards from willing participants to deposit counterfeit checks. The funds were immediately withdrawn at ATMs before banks could detect the fraud.
Deputies say Martinez advertised “tap-in” services on social platforms, posting pictures of cash and urging users to connect with her if they had specific bank accounts. She obtained participants’ credit card and bank account details, deposited fake checks, then withdrew the cash quickly.
On July 29, a search warrant at Martinez’s home uncovered:
117 credit cards with names other than hers
Equipment to produce counterfeit credit cards
Multiple personal bank documents
$6,292 in cash
78 grams of marijuana and drug paraphernalia
A semi-automatic handgun
Martinez now faces multiple charges including possession of credit card making equipment, unlawful possession of personal identification of others, fraudulent use of personal information, possession of cannabis with intent to sell, and possession of drug paraphernalia.
Sheriff Chad Chronister condemned the theft scheme, emphasizing the real harm caused to victims and businesses, and promising accountability.
Experts warn that social media scams like this exploit trust and create widespread financial damage, affecting both individuals and banks.
The Hillsborough County Sheriff’s Office is continuing its investigation to determine whether Martinez acted alone or with accomplices.
