COFFEE COUNTY, Ga. (WALB) — A mother and her son are facing charges after allegedly running a months-long insurance fraud scheme, according to the Georgia Office of Commissioner of Insurance and Safety Fire.
Authorities said Greta Patterson, 62, and her son Horace Kelly, 40, were involved in fraudulent insurance claims between February 19, 2022, and August 10, 2022.
Investigators allege Kelly, who worked in the insurance industry as a total loss representative, issued 126 fraudulent insurance checks over that seven-month period, totaling $146,166.96. Of those checks, 123 were cashed or deposited, resulting in a fraudulent loss of $141,416.96.
Patterson reportedly received and deposited 10 of those checks, totaling $3,809, into her personal account.
Patterson was arrested on December 15, 2025, by the Coffee County Sheriff’s Office following a warrant issued by the Lowndes County Sheriff’s Office on October 22. Kelly was arrested at his home on October 23, 2025, by the Lowndes County Sheriff’s Office. He faces seven counts of insurance fraud.
Both Patterson and Kelly are currently released on property bonds while the investigation continues.
